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As part of our series, exploring how New Zealandes live and our relationship with money, a 29 -year -old man who lived in the city explains his approach to spending and saving.
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Gender: Male.
Age: 29.
Ethnicity: 100% authentic Chinese born in Kiwi.
Paper: Guy of poorly paid marketing.
Salary/Income/Assets: $ 67,000/year, slowly increasing the economies that were decimated when I lost the previous job.
My place of life is: Urban.
Rent/mortgage per week: $ 500 per week, a room apartment with a-parking lot and my wife.
Loan for students or other debt payments per week: Leading my student loan, about $ 100 a week. Only 254 weeks to go!
Typical Food Weekly Costs
Groceries: Two adults below the $ 100 average capping per week.
Eat out: Also about $ 100 a week.
Takeaways: Told as part of eating out – Eating is the new eating out.
Lunches on the day of work: Maybe $ 15 a week.
Coffee/Coffee Snacks: The office has a beautiful coffee machine.
Savings: Previously, about 40k saved it -this was decimated when I lost my old job shortly after Covid, but I still decided to take a very expensive trip abroad to meet with my then, wife, to pick it up and bring it to New Zealand after doing long distance for two and a half years during the blocks. Building -back slowly to get what every young couple from Auckland wants (home).
I worry about money: Never.
Three words to describe my financial situation: Poor, but happy.
My greatest edible indulgence would be: Wagyu Westmere Butchery Picanha. Although my brother usually pay for it.
In a typical week, my alcohol expense would be: $ 0 – Usually just drinks with friends.
In a typical week, my transportation expense would be: $ 50/week to gasoline, parking of $ 20/week.
I Estimate last year the amount of stadium I spent on my personal clothes (including sleeping clothes and underwear) was: About $ 200.
My most expensive clothes last year was: A long-sleeved T-shirt from a $ 100 niche niche brand?
My last pair of shoes costs: If we delete sports shoes, the last pair I bought cost $ 800. It should have been $ 600, but Zambesi was out of my size. The year was 2018, I was young and dumb and did not know the fare I would have to pay to buy a pair on -line from a foreign retailer.
My cleaning/beauty expenses in one year are about: $ 150 to $ 200, depending on if I get a haircut three or four times in a year.
My exercise expense in a year is about: Approximately US $ 1,400/year.
My last cost of Friday night: As electricity I used playing Black Ops 6.
The most unfortunate purchase in the last 12 months was: A Sony -sensitive stereo unit from Sony to my car. I have a Ford Fiesta, which I mean with love like 小蓝 (small blue), because my car is small and blue. The stereo unit cost about $ 500 for the sale of Supercheap Auto. The small pieces of plastic assembly kit and new buttons where I didn’t think cost $ 800 from mechanics. The installation cost about $ 900. And when they installed it, they didn’t even connect the rear camera correctly, so I had to recover it again. Pain.
The most indulgent purchase (which I don’t regret) in the last 12 months was: 4070 Super Graphics Plate. It is worth totally.
An area where I am a little stylized is: At the moment, buying clothes. I have enough clothes to last a long time.
Five words to describe my financial personality would be: ✨ Money ✨ There is ✨ to ✨ Be ✨ Spend ✨
I grew up in a house where the money was: Miscellaneous. There were moments of abundance, but also moments when my parents did not have a job and we survive for pure faith, with God always providing only enough for us through small business opportunities. Westpac treated us as a highly valued customer with how much money we have at the time.
The last time my EFTPOS card was refused was: Never.
In five years, in financial terms, I see myself: A little less poor, still happy.
Describe your financial low: After I came back from that trip previously, I made more trips in New Zealand, because of course I have to show my girl around this beautiful country that is now your home, right? Yes, there is money to be spent.
I would love to have more money to: Starting my own business.
I give money to: Friends, family, especially buying food and drink to each other.
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